SMARTPHONE FINANCING. SIMPLE. FAST. FOR EVERYONE.

Credit Hive
MISSION STATEMENT

MISSION STATEMENT

Empowering digital & financial inclusion through AI-powered smartphone financing.

WHO WE ARE

WHO WE ARE

UK-based fintech specializing in BNPL smartphone financing for the unbanked.

AI-driven credit profiling system using telecom data.

Operating in Africa, Asia & the Middle East to bridge the digital divide.

Aligning with UN Sustainable Development Goals (SDGs).

LEADERSHIP TEAM & ACHIEVEMENTS

At CreditHive, our success is driven by a passionate and purpose-led leadership team that’s committed to transforming access to technology across Africa. With deep experience in fintech, telecommunications, and emerging markets, our leaders bring innovation, strategy, and empathy together to solve real-world challenges for the unbanked population.

22+ years experience in fintech, lending, and telecom solutions. Live in 6 countries, integrated with Samsung, Nokia, Tecno, Huawei, Itel, KaiOS.

Meet Our Leadership Team

Chetan Dogra – Director, Credithive

A visionary with a deep understanding of African markets and digital finance, Chetan has been instrumental in shaping CreditHive’s mission of enabling financial inclusion through smartphone access. His leadership has helped forge strategic partnerships with major telecom operators and expand CreditHive’s reach across multiple countries.

Key Achievements

✅ Pan-African Expansion

Launched operations across multiple African countries including Zambia, Zimbabwe, Ghana, Guinea Bissau and the Democratic Republic of Congo, partnering with major telecoms like Africell, Orange, MTN, Airtel and Econet.

✅ Empowering the Unbanked

Provided smartphone financing to thousands of customers without the need for traditional banking systems – through flexible eKYC, psychometric credit profiling, and alternative data analysis.

✅ Robust Risk & Credit Profiling Model

Implemented AI-based credit analysis tools that use behavioral and financial indicators to reduce defaults and improve collection efficiency.

✅ Customer Satisfaction & Support

Achieved high CSAT scores, reflecting strong after-sales support, transparent communication, and a growing base of repeat customers.

Our Vision Forward

We aim to scale across more countries, onboard millions of users, and partner with additional telecoms and financial institutions — all while staying rooted in our mission: Making technology accessible, affordable, and empowering for everyone.

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Mission Statement